Question: Which Amazon Credit Card Is Better?

Which is the best Amazon credit card?

The best credit cards for Amazon purchasesAmazon Prime Rewards Visa Signature Card.Discover it® Cash Back.Chase Freedom Flex.Amex EveryDay® Preferred Credit Card.For purchase protection: the Amex Platinum.Any Amex card with an Amex Offer for Amazon.Any card that offers an annual spending bonus..

Is an Amazon credit card worth it?

All things considered, if you’re someone who shops a lot on Amazon and/or if Whole Foods is your go-to grocer, it’s worth considering one of the Amazon Rewards cards — especially if you’re a Prime member. Prime Rewards card at a glance: … Annual fee: $119 Amazon Prime membership. Bonus: $70 Amazon gift card.

What credit company does Amazon use?

Synchrony BankThe Amazon branded cards are issued by Synchrony Bank, a division of GE Capital. Synchrony Bank pulls almost exclusively from TransUnion. They do report payment history to all 3 of the major credit reporting agencies.

What bank is Amazon credit card through?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

What happens to my Amazon credit card if I cancel Prime?

Canceling Prime while using an Amazon Prime Rewards card When your current membership expires, Amazon will bill the annual membership fee to your account automatically. … The card can still be used for Amazon purchases, however, and still provides access to special financing offers.

What credit score is good for Amazon credit card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

What are benefits of Amazon credit card?

Welcome bonus* $60. Amazon Gift Card instantly upon approval. … Rewards at Amazon and Whole Foods Market* 3% back. 5% back. … Rewards at restaurants, gas stations, and drugstores* 2% back. … Rewards on all other purchases* 1% back. … No annual credit card fee†No foreign transaction fees†Bonus rewards at Amazon* Up to 20% back.

Does Amazon credit card affect credit score?

Will it affect my credit score as a credit card, or as a payment plan (not even sure if I’m explaining it). It is a credit card, like a store credit card that you can only use at the store, this one being Amazon.com. It does show up on your credit report as a revolving credit card.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.

Can I cancel Amazon credit card?

How can I cancel my Amazon Credit Card? You can cancel your Amazon credit card by calling customer service at 888-247-4080. There is no fee associated with closing your account, but you will have to repay any outstanding balances.

Does an Amazon credit card build credit?

Building Credit with Amazon Credit Builder Synchrony Bank will report to the major credit bureaus whether you make at least the minimum payment due on time every month. Building a history of on-time payments can help build your credit.

How do I pay off my Amazon credit card?

Make a Payment on an Amazon Store Card or Amazon Credit Builder AccountHover over Payments at the top of the page, then scroll down and select View and Make Payments.In the first field, select Minimum Payment, Statement Balance (as of your last statement), Current Balance, or Other.More items…

What credit score is needed for Amazon Prime Visa card?

(640+)You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay.

Does Amazon credit card do a hard inquiry?

When you went outside of Amazon to Chase, they did a hard pull on their side which is what you saw. You’ll see a hard inquiry for both, but not necessarily on all three agencies (Experian, TransUnion and Equifax). … Amazon Chase, is obviously through Chase bank. Amazon Store Card is through GE Money.

What store card can I get with a 550 credit score?

The best credit cards for a 550 score:OpenSky® Secured Visa® Credit Card.Discover it® Secured.Credit One Bank® Visa® Credit Card.Capital One® Secured Mastercard®Milestone® Mastercard® – Less Than Perfect Credit Considered.